December 10, (THEWILL) — First City Monument Bank (FCMB) Group has projected a profit of ₦62.5 billion for the first quarter of 2026, building on the momentum from its strong performance across three consecutive quarters in 2025.
According to the group’s latest guidance, rising interest income, expanded lending activities, and sustained growth in customer deposits are expected to support the anticipated profit.
The bank also cited improvements in its digital banking channels and increased transaction volumes as key drivers underpinning its optimistic outlook.
FCMB’s 2025 performance, which outpaced earlier expectations, has positioned the group to enter 2026 on a stronger footing.
Analysts say the bank’s ability to maintain asset quality while expanding its loan book contributed to its resilience in a challenging operating environment marked by inflationary pressures and fluctuating market conditions.
The group noted that it will continue to focus on operational efficiency, risk management, and technology-led initiatives to sustain profitability through 2026. Management added that the projection reflects confidence in the bank’s strategic direction and market opportunities as economic activity gradually improves.
FCMB is expected to release its full-year 2025 results in the coming months, offering clearer insight into the trajectory leading to its Q1 2026 forecast.
Ogochukwu Onwaeze
